Primary Financial Products Include:
Share Accounts (Dividend paying savings accounts):
Regular share accounts require a $5.00 minimum balance to maintain membership.
All share accounts require a minimum balance of $100.00 to earn dividends
(Except children under 18).
Club Share Accounts:
Christmas and Vacation
Share Certificate Rates:
Terms range from 6 to 60 months
IRA’s:
Traditional, Roth, and Coverdell ESA IRAs available
IRA Share Certificate available one-year term.
No monthly fees
Require a minimum deposit of $25.00 to open
No per check charge
Counter checks are available
“Legends Club” for Senior’s
Debit Card-no per transaction fee
Overdraft protection is available from savings (share account) to prevent returned items due to non-sufficient funds balance in draft account.
Electronic Fund Transfer (EFT) is available for payroll direct deposit
Lending Products Include:
Personal LOC:
Up to $10,000.00 with payback of 2.5%. 
Rates vary on credit worthiness of the applicant.
Auto Loans:
New or Used, up to 100% of purchase or NADA book value, with terms up to 72 months. Rates vary with terms and age of vehicle.
Pre approval is available.
Share and Share Certificate Secured Loans:
Rates vary depending on collateral up to 60-month terms.
Rates vary depending on term and product.
This product is offered through Centennial Lending. A credit union affiliated
company.
