Rates

Rates

AUTO LOAN SPECIAL

RATES AS LOW AS 3.99%
2004 AND NEWER

RATES AS LOW AS 4.50%
2002-2003

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Loans	Rate	APR*	Term
New Autos 100% of Purchase - $35,000 +	7.000	7.000	84	Calculator
New Autos 100% of Purchase	6.000	6.000	72	Calculator
New Autos 100% of Purchase	5.750	5.750	60	Calculator
New Autos 100% of Purchase	5.500	5.500	48	Calculator
Used Autos - 2010-2006 - 100% of Retail on Purchase - $35,000 +	7.000	7.000	84	Calculator
Used Autos - 2010-2006 - 100% of Retail on Purchase	6.000	6.000	72	Calculator
Used Autos - 2010-2006- 100% of Retail on Purchase	5.750	5.750	60	Calculator
Used Autos - 2010-2006 - 100% of Retail on Purchase	5.500	5.500	48	Calculator
Used Autos - 2005-2002 - 100% of NADA Retail Value - $28,000 +	8.000	8.000	72	Calculator
Used Autos - 2005-2002 - 100% of NADA Retail Value	7.750	7.750	60	Calculator
Used Autos - 2005-2002 - 100% of NADA Retail Value	7.500	7.500	48	Calculator
Used Autos - 2005-2002 - 100% of NADA Retail Value	7.250	7.250	36	Calculator
Used Autos - 2001 and Older - 80% of NADA Retail Value - $15,000 +	9.000	9.000	60	Calculator
Used Autos - 2001 and Older - 80% of NADA Retail Value	8.750	8.750	48	Calculator
Recreational Vehicles - NEW 100% Purchase Price - $30,001 +	6.750	6.750	84	Calculator
Recreational Vehicles - NEW 100% Purchase Price - $20,001 - 30,000	6.500	6.500	72	Calculator
Recreational Vehicles - NEW 100% Purchase Price - $20,000 - 10,001	6.250	6.250	60	Calculator
Recreational Vehicles - NEW 100% Purchase Price - $10,000 and less	6.000	6.000	48	Calculator
Recreational Vehicles - 2006-2010- 100% of NADA - $20,001 +	7.500	7.500	72	Calculator
Recreational Vehicles - 2006-2010- 100% of NADA - $10,000-20,000	7.000	7.000	60	Calculator
Recreational Vehicles - 2006-2010- 100% of NADA - $10,000 and less	6.000	6.000	48	Calculator
Recreational Vehicles - 2005 and Older - 80% of NADA - $10,000 +	10.500	10.500	48	Calculator
Recreational Vehicles - 2005 and Older - 80% of NADA - $10,000 and less	10.000	10.000	48	Calculator
Signature Loan	13.000	13.000	36	Calculator
Line of Credit	15.000	15.000	36	Calculator
Overdraft	15.000	15.000	n/a	Calculator
Visa Classic Credit Card - Please contact loan department for further details	11.000	11.000	n/a	Calculator

*APR = Annual Percentage Rate
Please note that the above rates are just base rates. Depending on
applicant's individual credit history, these rates may be higher. The
lowest rates quoted are with approved credit.
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Rates subject to change

Savings	Dividend Rate	APY*	Term
Regular Shares $100.00 Min Deposit to Receive Dividends	0.350	0.350	n/a
Christmas Club $100.00 Min Deposit to Receive Dividends	0.350	0.350	n/a
Vacation Club $100.00 Min Deposit to Receive Dividends	0.350	0.350	n/a
Money Market $250.00 Min Deposit	0.500	0.500	n/a
Share Draft (Checking) Low Balance Over $1000.00 to Receive Dividends	0.250	0.250	n/a
IRA Shares	1.000	1.000	n/a

*APY = Annual Percentage Yield
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Rates subject to change

Share Certificates - All Share Certificates require a minimum of $500.00	Dividend Rate	APY*	Term
6 Month	0.750	0.750	6
12 Month	1.000	1.000	12
18 Month	1.050	1.050	18
24 Month	1.100	1.100	24
36 Month	1.400	1.410	36
48 Month	1.450	1.460	48
60 Month	1.500	1.510	60
IRA 12 Month	1.000	1.000	12

*APY = Annual Percentage Yield
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Rates subject to change

Mortgage Rates Term APR*

First Mortgage
60 Months
5.500 Calculator

First Mortgage
180 Months
6.000 Calculator

First Mortgage
240 Months
6.500 Calculator

Second Mortgage
60 Months
5.750 Calculator

Second Mortgage
180 Months
6.250 Calculator

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