Rates

AUTO SPECIALS                                         LOAN SPECIAL
2010 and Newer
3.35% APR* UP TO 60 MONTHS                                  7.95% APR* $2,500.00 UP TO 17 MONTHS
4.45% APR* 72 MONTHS
4.95% APR* 84 MONTHS

2009 and Older
5.95% APR* 48 MONTHS
6.35% APR* 60 MONTHS
7.45% APR* 72 MONTHS

*APR = Annual Percentage Rate
Please note that the above rates are just base rates. Depending on applicant's individual credit history, these rates may be higher. The lowest rates quoted are with approved credit. Rates and Terms are subject to change per Board of Directors.

 

Savings Dividend Rate APY* Term Minimum Deposit to Receive Dividends
Regular Shares 0.050 0.050 n/a $100.00
Christmas Club 0.050 0.050 n/a $100.00
Vacation Club 0.050 0.050 n/a $100.00
Money Market ($250.00 min deposit) 0.060 0.060 n/a $250.00
Money Market ($2500.00 min deposit) 0.100 0.100 n/a $2500.00
Share Draft (Checking) Low Balance 0.000 0.000 n/a over $1000.00
IRA Shares 0.200 0.201 n/a n/a

*APY = Annual Percentage Yield
Rates subject to change

 

Share Certificates

Share Certificates Dividend Rate APY* Term Minimum Deposit
6 Month 0.300 0.300 6 $500.00
12 Month 0.550 0.551 12 $500.00
18 Month 0.600 0.601 18 $500.00
24 Month 0.750 0.752 24 $500.00
36 Month 1.050 1.054 36 $500.00
48 Month 1.100 1.104 48 $500.00
60 Month 1.150 1.154 60 $500.00
IRA 12 Month 0.550 0.551 12 $500.00

*APY = Annual Percentage Yield
Rates subject to change