Cheyenne-Laramie County Employees Federal Credit Union offers the following products:


Primary Financial Products


  • Share Accounts (Dividend paying savings accounts):

Regular share accounts require a $5.00 minimum balance to maintain membership.
All share accounts require a minimum balance of $100.00 to earn dividends
(Except children under 18).

  • Club Share Accounts:

Christmas and Vacation

  • Share Certificate Rates:

Terms range from 6 to 60 months

  • IRAs:

Traditional, Roth, and Coverdell ESA IRAs available
IRA Share Certificate available one-year term.

  • Share Draft Accounts:

No monthly fees
Require a minimum deposit of $25.00 to open
No per check charge
“Legends Club” for Senior’s over 60
Debit Card-no per transaction fee
Overdraft protection is available from savings (share account) to prevent returned items due to non-sufficient funds balance in draft account.

  • Electronic Fund Transfer (EFT) is available for payroll direct deposit



Lending Products


  • Personal LOC:

Up to $10,000.00 with payback of 2.5%.
Rates vary on credit worthiness of the applicant.

  • Auto Loans:

New or Used, up to 100% of purchase or NADA book value, with terms up to 72 months. Rates vary with terms and age of vehicle.  
Pre approval is available.

  • Share and Share Certificate Secured Loans:

Rates vary depending on collateral up to 60-month terms.

  • Mortgage Loans:  1st and 2nd mortgages-80% loan to value.

Rates vary depending on term and product.
This product is offered through Centennial Lending.  A credit union affiliated